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The Essence of Church Insurance

We're committed to serving those who serve God.


Comprehensive Insurance Plans For Your Church

At Moyer & DesCombes, we believe that we can sufficiently provide your congregation with a comprehensive insurance plan, as well as church security guidance. We are committed to serving those who serve God in the most effective way possible. In order to be the best you can be, you must have the best protection and a good reputation. In order to make this possible, we strive to get to know your church and the unique needs of your congregation. In doing so we make every effort to exceed your expectations for service and reliability. We make ourselves personally available to assist with any questions or concerns regarding your insurance coverage or ministry activities.

Moyer & DesCombes represents several carriers with policies specifically designed to meet the needs of all types of churches. With our lifetime of church involvement, we are able to give each church a unique perspective and understanding for situations that you could very well encounter. By specializing in church insurance programs, Becky Moyer and Denise DesCombes are able to serve the insurance needs of churches with a focused area of expertise.

Property Coverage

Property coverage refers to financial protection in the event of fire, theft, vandalism, and some kinds of weather damage.




Liability Insurance

Protect your church against claims of bodily injury or property damage arising out of its premises or operations for which the church may be legally liable. 

Workers' Compensation

While workers’ compensation insurance is compulsory in both Missouri and Kansas, the requirements and exemptions vary from state to state.

Denomination Headquarters

Denomination Headquarters Coverage is designed to provide specialized, comprehensive insurance coverage for headquarters of religious organizations and their member institutions.

Life Insurance Coverage

 Life insurance coverage doesn’t just give your employees and their families peace of mind, it can also protect your congregation financially from the losses experienced due to a death in your leadership.



Developing a comprehensive risk management plan for your church begins with evaluating the everyday risks in all aspects of your ministry.

Experienced Representation

If experience is what your church is looking for, Moyer & DesCombes is here and ready to help. Becky Moyer, a co-owner and church specialist, began her career over 35 years ago where her love and passion for God’s work has directed her path of focus to houses of worship and religious headquarters. After working as a national trainer and state business director for GuideOne, Becky felt the Lord calling her to work as an agent and serve the churches in her local area. Becky was raised the daughter of a pastor and significantly involved in her local church, which has provided her with an insight for the inner workings of the church and a passion for helping churches be good stewards of the insurance dollars provided for them. Read her full bio here.

With over 20 years of experience as an agent, Denise DesCombes has been with Moyer & Moyer since 2000. A lifetime of church involvement serving the youth, children and finance ministries has proved a valuable resource for recognizing and implementing loss control issues and coverage needs. Read her full bio here.

Moyer & Moyer, as an independent agency, can assist churches in doing their due diligence in stewardship to evaluate multiple carriers to find the best fit for each unique church.

Serving Those Who Serve God!

Customer service is a goal and priority at Moyer & Moyer. We believe that getting our customers the best protection at the fairest price is a vital component of competing with, and surpassing your competitors. Writing your business insurance is only the beginning; keeping you a satisfied customer is the goal!

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