Moyer & Moyer Insurance Blog

Becky Moyer

The Church Network

securityLC
The Church Network - Don't Go It Alone   Good morning!   We hope all of you enjoyed a relaxing weekend!  It looks to be another beautiful week!  God is so good!    Attached please find information regarding an upcoming workshop sponsored by The Church Network , previously the National Association of Church Business Administrators.  Technology and social media are changing rapidly making IT even more crucial for churches. In this workshop, Nick will talk about where IT is heading to help churches make decisions that will save money, facilitate ministry and reduce stress.    You will need to register directly with The Church Network for this workshop. You do not have to be a member of the local chapter of The Church Network to attend; however, there is a significantly discounted price to attend the seminar for those who are members. Also attached is a membership form if anyone is...
Continue reading
BJ Moyer

GuideOne Foundation Scholarships

scholarshipMoney
Supporting Future Religious Institution Leaders Last year, the GuideOne Foundation created a new scholarship program for individuals pursuing a career in ministry. As one of America’s leading insurers of churches, GuideOne Insurance believes it is important to support the future leaders of our nation’s religious organizations as they prepare to enter ministry. In 2015, the program has returned, and four $2,500 scholarships will once again be awarded to students who meet the following criteria: Junior and senior religious studies students, graduate religious studies students and any individuals in seminary are eligible.   Students must be attending accredited colleges, universities or seminaries within the United States and District of Columbia.   Minimum cumulative grade point average of 3.25 is required.   Official or unofficial transcript and one letter of recommendation are required.   Applicant is required to submit an essay that explains why they chose to pursue their degree and how they...
Continue reading
BJ Moyer

Network Security

securityLC
Internet Safety: Security Measures for Your Network Today’s innovative technology has encouraged many organizations to utilize the Internet in an effort to operate more efficiently and offer additional member convenience. However, there are many security concerns associated with Internet use, and it can pose serious threats to those using it. Consider the following tips to protect your church and members from crimes associated with network security. Passwords Account passwords are a foundational form of protection when it comes to network security. Be sure all passwords are complex and not easily identifiable by potential criminals. Review these tips from the United States Computer Emergency Readiness Team (US-CERT) before choosing a password: Don't use passwords that are based on personal information that can be easily accessed or guessed.   Don't use words that can be found in any dictionary of any language.   Develop a mnemonic for remembering complex passwords.   Use both...
Continue reading
Becky Moyer

15-Passenger Van Update

15passVan600w 1
Feb. 25, 2015 Earlier this month, the Boy Scouts of America announced that, effective Sept. 1, 2015 , 15-passenger vans manufactured before 2005 will no longer be allowed in connection with Scouting programs and activities. The Boy Scouts determined that the rollover risk posed by 15-passenger vans manufactured before 2005 are such that they should not be used. According to the announcement, 15-passenger vans manufactured after 2005 may be used as long as they are equipped with electronic stability control and seat belts for all passengers, including the driver. Selection and training of drivers, seat belt usage, and following manufacturers' recommended tire pressure and load range (E) are all important safeguards for these extended body vans. This announcement by the Boy Scouts is significant because it recognizes the continued danger posed by 15-passenger vans, particularly older vans. These vehicles already cannot be sold for use by schools. Churches and other youth-serving...
Continue reading
BJ Moyer

Caring for Employees Beyond the Office

lc church ergonomickeyboard
Technology innovation is on the rise, and organizations are taking full advantage of new ideas with their operational strategies. With new advancements in the technology realm, organizations have witnessed an increase in employees working from home or at another location away from work. These employees are classified as teleworkers, and they are becoming more popular in the professional world. Although these employees may be away from the office, employers can be held liable for hazards caused by equipment they provide and processes they require their employees to follow. Additionally, a worker who suffers an on-the-job injury while working at home may very well fall under the church's workers' compensation insurance. Employees performing job duties at home, or anywhere else away from the regular work environment, still face the similar hazards that they would in an office. As an organization, it is important to remember to care for each employee, regardless of...
Continue reading
BJ Moyer

Check and Protect: Screen Your Workers and Volunteers

15passVan600w 3
Whether good or bad, it's not uncommon to hear a church's name in the nightly news. These can stem from volunteer and fundraising efforts to topics not so user-friendly. A sad example of this is sexual abuse. A male volunteer Sunday School teacher in his 30's inappropriately touched two girls who were 10 and 12 years old. Reference checks before the Sunday School teacher started indicated that he was not eligible for employment at two previous places, but the church hired him anyway. He pled guilty to criminal charges, and a civil claim was brought against the church for negligent selection and supervision shortly thereafter. Tragic incidents such as this emphasize the vital importance of screening the employees and volunteers who work with the children and special needs adults in your congregation. While we often think of "screening" as analogous to running a criminal background check, screening is a broader concept...
Continue reading
BJ Moyer

How To Enjoy The Super Bowl Without Copyright Infringement

Superbowl
The countdown is on. The teams have been decided.  The viewing party has been planned.  It’s Super Bowl time. Many churches have planned a viewing party for the big event, as it’s a great way to reach across all demographics and share your ministry through an evening of competition, food, and community.  While it sounds like a simple way to entertain your congregation, it’s important to make sure your event complies with the NFL copyright laws to avoid violation. In the past, churches that hosted Super Bowl events faced potential legal action for doing so because of NFL copyright issues. However, in 2009, the rules were clarified; and since then churches have been allowed to host this social gathering with the following restrictions: The game must be shown live on equipment you use in your ministry. It cannot be a recording. Admission for the party cannot be charged. However, donations can...
Continue reading
Becky Moyer

Older Employees

lc jan28olderworkers
Aging Workers: Ensure Their Safety In conjunction with the general aging of the population, many employees and volunteers are working for your church beyond traditional retirement benchmarks. Older people today are more active than in previous generations and have a desire to remain productive. Because they are remaining active, they also are staying healthier. As we continue to see the number of older workers and volunteers increase as the Baby Boomers move into retirement, we encounter new challenges to keep them safe and free from injuries. Whether you have an aging custodial staff, elderly volunteers working in your daycare center or older workers volunteering on an urban renewal construction site, SafeChurch offers the following tips for protecting older employees and volunteers. Pre-Placement Screening Utilizing the services of an occupational physician to evaluate the physical capabilities of job applicants serves two purposes. First, the screening identifies applicants who appear healthy but have...
Continue reading
Becky Moyer

#thankyourpastor This October– Pastor Appreciation Month

lc oct14 pastor 1
Within a church, congregation members, staff and volunteers regularly look to the pastor for leadership and guidance. These individuals deserve more than a 'thank you' every Sunday morning. GuideOne Insurance is committed to serving religious organizations and pastors, and recognizes the importance of taking a moment to say thank you to those holding this vital church role. For everything they do, October has been designated Pastor Appreciation Month. This is a time for individuals and groups to express their thanks and gratitude for their church leader. Saying thank you is easy, especially with the tools, tips and free downloads available on GuideOne Connections . To offer congregations the opportunity to publicly express their thanks and display the great dedication given by pastors, GuideOne is hosting a pastor appreciation contest and social media campaign. By using the hashtag #thankyourpastor on social media, or by emailing This email address is being protected from spambots. You need JavaScript enabled to view it. , you can submit your thank...
Continue reading
Becky Moyer

What Happens When Your Church is Subject to a Liability Claim

lc jan13 insurance
Accidents happen; it's inevitable. And when those accidents occur, it can be a scary time for both the injured party and the church. When such events take place and the injured party files a claim against the church, it's called a liability claim. Liability is the legal term for fault. A liability claim is a demand for money to compensate someone for his or her injuries or damages. Oftentimes, these claims are presented by the injured or damaged party to the potential party at fault in the form of a lawsuit. An organization (church) is responsible for such injuries if they are proven negligent. What happens when a claim is filed against your church? Before you react, consider the tips below. Make no admissions of liability . Do not acknowledge or deny responsibility when an accident occurs. Tell the injured party that your church will report the incident to its insurance...
Continue reading