Moyer & Moyer Insurance Blog

Online Safety Best Practices

onlinesafety
Keeping your home and car protected is a must.  What about your digital identity? Your personal information is at risk any time you log on, but there are a few things you can do to keep yourself safe. Multi-Factor Authentication:  You’ve likely seen this feature (and hopefully you’ve started using it) in which additional verification is required to sign in.  Not just a password. You will likely need to set up security questions or you can have a code or verification text or email sent to your phone.  It’s really a win-win! Granted, it takes a little longer to log in, you’ll be thankful you have added layers of security in the event of an attempted breach. Backup Your Data:  Having your phone or computer stolen is awful, but losing documents, photos, files, etc. doesn’t have to hurt as much!  Backup your data in a variety of ways. Buy an...
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Paint Yourself Happier: The Psychology of Color

The Psychology of Color
  Do you feel like you get the winter time blues?  Do short days and a lot of time indoors make you feel kind of blah?  Seasonal affective disorder is very real. However, the psychology of color is, too!  As we ramp up for Spring and you start your Spring cleaning and outdoor projects, it may be time to update the colors in your home as well.  Updating the interior paint in your home can do a lot for its value. It can also do a lot for your mental and emotional health. When it comes to your home, think calm and inviting.  Let’s delve into the psychology of colors and where to use them in your home.  Colors and uses are: Whites:   White is associated with clean (hospitals and doctors).  /  Best rooms: Bathrooms and kitchen Blues: Blue is associated with calm and peacefulness.  /  Best rooms: Bedroom...
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Spring Forward: Set Your Clocks and Check Those Batteries!

Spring Forward
Spring has sprung and it’s time to move our clocks forward! Daylight savings is upon us. That means the days are longer, warmer weather is coming, Royals baseball, bbq and of course, it’s time to change the batteries in your carbon monoxide and smoke detectors. This is not a light-hearted recommendation, folks. This is serious. You and your family deserve the peace of mind and the added safety that properly working carbon monoxide and smoke alarms provide. Working smoke detectors are no laughing matter and they are nothing to take lightly. This could save your life and the life of your loved ones (furry loved ones as well). When a fire starts in your home, every second counts. According to the National Fire Protection Association (NFPA), three of every five home fire deaths are a result of no or non-working smoke alarms. In homes with smoke alarms present, 46% fail...
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3 Tips to Protect Your Church and Home This Winter

woman walking on sidewalk in snow storm
Winter can be a dangerous time at your home or church: temperatures drop, snow can fall, and sidewalks, driving areas, and other walkways can become icy, becoming hazardous to drive and walk upon. These events can cause injury, from broken legs from falls to frostbite in dangerously low temperatures. They can also cause property damage to homes and churches. How can you protect your yourself and others from the harshness of winter? Follow these three tips to stay safe. Make sure the pipes don't freeze . If temperatures drop below freezing, the water in plumbing pipes in both your home and church can freeze. Frozen water takes up more space; it expands, causing pipes to burst. As a result, your family and friends are suddenly without water, and you’ll need to call a plumber to repair the pipes and control the damage. This can become quite costly. As a safety...
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4 Burglary Prevention Tips for When You Are Away

man with crowbar back-lit by car headlights
If you’re going on vacation this season, don't leave behind a trail showing that nobody is home. If you will be out of your house for a few weeks or even a few days, make sure that nobody will notice. Here are four burglary prevention tips for when you are away. Use a Timer Clock for Household Lights Leaving your house dark for nights on end is a sure sign that you are not home. However, having the same lights on for a few weeks straight is not the best alternative. Instead, use an automatic clock timer to preset some of your lights to turn on and off, as if there is activity in the house. Nowadays, you could even control lights and other electronics while away with smart home technology. Remove Snow Buildup If a snowfall occurs while you are away and your driveway remains unplowed for days, burglars will...
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Childproofing Your Home

Childproofing Your Home
Ensuring the safety of your children is one of the most important things. For young babies and children, the home can be filled with plenty of potential dangers. Fortunately, there are simple things you can do to make sure your home is safer and childproof. Here is a list to help you as you go through each room: Remove Small Objects.  Small objects easily turn into choking hazards. A good rule is if it can fit into a toilet paper tube, keep it out of reach. Toys for older children can often be inappropriate for babies. If you have older children, be sure to find a new location for any toys with small parts. Attach Safety Latches. Secure all cabinet doors and drawers that contain unsafe items. The most common areas to install latches are the kitchen and bathrooms, especially with cabinets holding cleaning supplies.  Cover Electrical Outlets.  Any exposed outlet should be covered...
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Carbon Monoxide Safety Tips for Your Home

Carbon Monoxide Safety Tips for Your Home
Carbon monoxide is a colorless, odorless gas that can be produced by car exhaust, appliances such as washer/dryers, gas ranges, and heaters. If it is produced without adequate ventilation and people inhale it, it can be fatal. Because it isn't detectable through sight or smell, people can fall asleep and be poisoned by carbon monoxide as they sleep. Follow these carbon monoxide safety tips: Install carbon monoxide monitors and have them serviced and maintained regularly. Monitors will make a sound if they detect carbon monoxide in the air. Never, never, never ignore this sound. Open doors and windows first to let in fresh air so you it can be cleared out. Then call 9-1-1. Then leave the premises. Do not remain inside while carbon monoxide is present. Many experts suggest having more than one, depending on the size of your house. Near bedrooms, heaters and in garages are all good...
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