Moyer & Moyer Insurance Blog

Winter can be a dangerous time at your home or church: temperatures drop, snow can fall, and sidewalks, driving areas, and other walkways can become icy, becoming hazardous to drive and walk upon. These events can cause injury, from broken legs from falls to frostbite in dangerously low temperatures. They can also cause property damage to homes and churches. How can you protect your yourself and others from the harshness of winter? Follow these three tips to stay safe. Make sure the pipes don't freeze . If temperatures drop below freezing, the water in plumbing pipes in both your home and church can freeze. Frozen water takes up more space; it expands, causing pipes to burst. As a result, your family and friends are suddenly without water, and you’ll need to call a plumber to repair the pipes and control the damage. This can become quite costly. As a safety...

Do you do safety checks for your church nursery? If not, it's time to get started. Doing so will allow you to identify and address potential safety problems. Ensuring a safe nursery environment will not only protect the little ones, but it will also provide their parents with a valuable sense of security. Window Covering Cords  Window covering cords seem harmless, but they can become strangulation hazards. It is recommended to keep all window cords well out of reach of children. Cribs should never be placed near them. Be sure to eliminate any dangling cords and ensure pull cords are kept as short as possible. You can also switch to cordless window coverings to create a safer environment for kids. Dilapidated Cribs Do a periodic safety check of nursery cribs. Pointers from the U.S National Library of Medicine include ensuring: there is no missing, loose, broken, or poorly installed hardware there...

Whether it is via outside hackers, inside plants, or innocent mistakes, if you have little more than a hope and a prayer that your church won't be hit by cyber security issues , you need to take a closer look at what vigilance and diligence really means in today's hyper-connected world. As stewards, many of our clients are tasked with protecting a church's resources not just from a legal standpoint, but from a spiritual standpoint, as well. As such, it is incumbent upon members and leadership alike to fully understand the threat represented by those who would mistake Christian kindness for an easy mark. Your first line of defense is to educate your staff (and in some cases, your congregants) on where the risks lie and what they can do to help mitigate them. This includes everyone from nursery volunteers to the pastor's executive secretary to your in-house accountant. For...