Moyer & Moyer Insurance Blog

Project your Church from Thunderstorm Damage

Protect Your Church From Thunderstorm Damage
Ah, spring time. The days are getting longer, the birds are singing, the plants are blooming. We wait all winter for these warm, beautiful days where we can finally feel the rays of the sun upon us. But don't become too complacent in the glow of the sunshine, for spring also means dangerous thunderstorms. Luckily, there are some basic ways to prepare your church in advance of thunderstorms. Make your church as storm proof as possible to minimize damage when the weather inevitably turns sour. Take stock of the amount of trees around your church. Scan each tree for broken and dead limbs. Each dead branch removed from a tree reduces the risk of sustaining tree damage to your church in high winds. Next, inspect the roof of the church. Notice any loose or broken shingles? Such a seemingly small issue like a loose shingle can suddenly become a huge problem...
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Starting a Church Recycling Program in 5 Simple Steps

Starting a Church Recycling Program
Interested in starting a church recycling program but aren't sure where to start? Read on for five simple steps to get your church or organization going in the right direction. Form Your Team You can't do everything yourself. Sometimes, delegation is the best choice. Find someone in your congregation who wants a leadership position and who is on board with a green initiative. Have them be the leader in forming a team and see the initiative through for each step of the process. Get Organized Make sure you team leader calls local waste management providers to get a feel for your options. Will your provider pick up recycling with the regular trash? Will they charge extra? Try contacting several different vendors before making up your mind on the best course of action. Start Small You might have big goals and dreams, but it takes small steps to get there. Don't overwhelm...
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Your Easter Sunday Safety Checklist

Your Easter Sunday Safety Checklist for Church
Easter is a time of joy. It's a time to gather together with family and to celebrate, and in the spirit of celebration, a lot of churches have special Easter Sunday services or activities for families. It's important, especially during large gatherings and celebrations, to make sure your building and any volunteers are up to speed on proper safety protocols. Below you'll find a helpful Easter Sunday safety checklist to help you provide a safe atmosphere for the people who gather at your church this Easter. Outdoors A walk-through is the first step to ensuring safety. Simply walk around the property and check for anything that could be dangerous. Look for potholes in the parking lot, inadequate lighting, or loose handrails. Meet with anyone who's volunteering or working in the parking lot during the service or events. You might receive large crowds, and everyone should know the procedures for directing traffic...
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What You Should Know About Church Functions and Food Allergies

Church and Food Allergies Basics
Churches tend to schedule meetings and events around food in order to bring people together. Spaghetti dinners, pancake breakfasts, pizza night, Bible study snacks, and church camp are all places where church work gets done over the joys of breaking bread together. But for some people, unknown food ingredients can be very scary. Over 15 million Americans have one or more food allergies , according to the Food Allergy Research & Education (FARE) web site. The cost of food allergies is estimated to be $25 billion a year for children alone. The Top 8 Allergens Ninety percent of all food allergy reactions are due to these eight foods: Peanut (a legume or bean, not a nut!) Tree nuts (cashews, walnuts, pine nuts, almonds are examples) Milk Eggs Soy Shellfish (shrimp, lobster, scallops, crab are examples) Fish (cod, bluegill, bass, salmon are examples) Wheat Intolerances to certain foods are not the same...
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Three Ways to Motivate Non-Profit Employees

How to Motivate Non-Profit Employees
Many non-profits don't have the budget for large salaries or great benefits. While the pay can be good, it's not going to rival that of large tech firms or Wall Street brokers. Most managers use salary or financial perks as one of the tools to motivate their people. Do great work; get a nice salary boost at the end of the year. Non-profit managers may not have that at their disposal. Still, most employees need some sort of motivation. How can you motivate non-profit employees ? Here are three ways: Hire people who believe in the non-profit's purpose. This is a great way to find motivated employees. Whether your non-profit helps the homeless or raises funds for cancer patients, people who believe in the mission have a built-in motivation. If they or a family member have been part of the population served at some point in their life, even better. Provide...
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How to Transform Your Church into an Emergency Shelter

Tips for Turning Church Into an Emergency Shelter
Natural disasters such as hurricanes, wildfires, floods, tornadoes and landslides displace millions of people each year. While there's no way to prevent them from occurring, church owners can provide much-needed assistance to individuals and families who are affected. So, how do you transform a church into an emergency shelter ? Check Local Laws Before renovating or making any major changes to your church, check the local laws. Some cities and counties have requirements in place for creating an emergency shelter, such as shower facilities, restrooms, sleeping areas, etc. Failure to comply with these requirements could result in costly fines and/or temporary closure of your church. Fire Safety Contact your local fire department for more information on the fire safety requirements of an emergency shelter. This may include an occupancy limit; illuminated fire exit signs; maintaining clear paths to those fire exits; and functional fire extinguishers readily available. Supplies You should also...
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Protecting and Keeping Children Safe at Church: Prepare for What Can Happen

Tips for Keeping Kids Safe at Church
Our children are our most important resource. We love them and strive to keep them from harm. We can never relax our vigils even in the place we feel the safest. Protecting and keeping children safe at church may seem an easy job, but without proper preparation, bad things can happen. Ready your church to take proper care of its littlest patrons. Screen the volunteers who offer to serve in your church. This is especially important if they want to work in a capacity that brings them close to children. It is sad to say but there are predators everywhere, and they can invade your church. Do background checks before putting a person on your staff. Hire a company that specializes in screening individuals. Educate church staff and volunteers regarding child safety. Make all the areas in your building safe for young ones. Take child proofing measures such as installing outlet...
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Life Insurance for Church Personnel and Members

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The main purpose of life insurance is to replace lost income or expertise if an individual dies too soon. This is usually equated to the breadwinner of a family, but it can also apply to the spiritual leader of a church or religious organization. How Does It Work? If the head of a family or breadwinner dies prematurely, the life insurance can "fill the gap" by providing cash to replace the lost earnings of the breadwinner. This is if there are small children involved. In the case of a religious leader in a church such as a pastor, for example, the cash from the life insurance could be used to offset decreases in church income, a search for a new pastor, and a number of other financial shortfalls that may occur due to the loss of such an individual. Types of Life Insurance Term Life Insurance  is the least expensive in...
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Transforming Your Church Into An Emergency Shelter

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Weather has a significant impact on our daily lives. Natural disasters, however, have the ability to change our lives in an instant. In many cases, numerous people are left without resources or even homeless. While offering such a service is a tremendous act of compassion, please be aware that additional risks are associated with providing an emergency shelter including the following: Increased potential for fire due to strain on the buildings electrical system, cooking of food as well as the potential of smoking by occupants;   Additional strain on the plumbing facilities;   The number of exits in the building may not be adequate, and/or exits may lack proper signage and emergency lighting;   Greater chances of property damage or personal injury due to accidents, unruly guests, or human error;   Greater chances of theft due to increased public access to the building; and   The possibility of communicable disease and/or...
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The Church Network

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The Church Network - Don't Go It Alone   Good morning!   We hope all of you enjoyed a relaxing weekend!  It looks to be another beautiful week!  God is so good!    Attached please find information regarding an upcoming workshop sponsored by The Church Network , previously the National Association of Church Business Administrators.  Technology and social media are changing rapidly making IT even more crucial for churches. In this workshop, Nick will talk about where IT is heading to help churches make decisions that will save money, facilitate ministry and reduce stress.    You will need to register directly with The Church Network for this workshop. You do not have to be a member of the local chapter of The Church Network to attend; however, there is a significantly discounted price to attend the seminar for those who are members. Also attached is a membership form if anyone is...
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