Dangers of Distracted Driving

driver texting on phone
A distracted driver is a lethal driver. According to the Centers for Disease Control and Prevention , nine people die, and over a thousand more suffer injuries every day from accidents caused by distracted drivers. Distracted driving happens when a driver focuses on any activity that is not related to driving. There are several, seemingly innocent activities that take a driver's attention off the road. That split second of lack of focus can be detrimental. Texting is the most notorious distraction for drivers. The U.S. Department of Transportation  states that reading or sending the average text takes your eyes off the road for five seconds. In those five seconds, you can travel the length of a football field, especially at highway speeds. Another source of distraction is car controls. If a driver is busy surfing for the perfect radio station or getting the airflow right, he/she can miss sudden changes...
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What You Should (and Should Not) Do Following a Car Accident

What You Should (and Should Not) Do Following a Car Accident
Most drivers will experience at least one car crash during their lifetime. Even the most cautious driver can fall victim to someone else's inattention or lapse in judgment. While even a minor fender bender can rattle the nerves, it is important to know the steps to follow after a car accident , as well as what you should not do. Stop and Pull Over No matter how minor the accident may seem, you must pull over. Leaving the scene of an accident is a crime and will only make an already bad situation even worse. If possible, make sure that you and the vehicles are safely out of the flow of traffic, and do not forget to turn on your hazard lights. Call 911 Any injuries, even if they appear minor, need to be treated as soon as possible. You should still call the police even if there are no...
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Everyday Habits to Prevent Vehicle Break-Ins

Everyday Habits to Prevent Vehicle Break Ins, car in parking lot
According to the Insurance Information Institute, there is a vehicle break-in approximately every 10 seconds. In most cases, these are spur of the moment crimes of opportunity. Follow these common-sense steps and make them habits to deter potential thieves and prevent a vehicle break-in . Make Safety a Priority No matter how quick the stop, always remove your keys from the ignition and lock the doors, and never leave children inside the vehicle unattended. Criminals are also less likely to target vehicles parked in busy, well-lit areas.  Increase Vehicle Break-In Difficulty A thief is looking for an easy target where he or she can get in and out quickly with little chance of being discovered. Adding anti-theft decals and locks on the steering wheel or brakes can deter thieves by letting them know that a break-in will take time and effort, increasing the likelihood of being caught. Audible alarms, GPS...
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Avoid Deer Collisions

avoid deer collisions
We've all seen the yellow signs on the road telling us to look out for deer, but how many people actually pay attention to this message while driving? Probably not too many of us . But there's more than a few reasons why we should heed these warnings. Time of Year If a highway is marked with a “deer crossing” sign, there's a good chance you will encounter a deer on the road. Knowing what time of year this happens most often is one easy way to reduce your chances of a collision with a deer. Consider their mating season: October through December. The likelihood of deer on the roadways increases significantly during these months. Combined with the dwindling hours of sunlight, this is often a recipe for disaster. Natural Surroundings Pay attention to your surroundings. Are you commuting through a heavily wooded area? If so, your chances of a...
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5 Essential Items for Your Car Emergency Kit

Essential Items for Your Car Insurance Kit
Many people spend hours a day in their car running errands, going/returning from work, volunteering, attending church, and taxi-ing their children to school or extracurricular activities. As such, it is important to make sure we are prepared for life’s little emergencies when we are in our vehicles. A little planning now can save you much trouble later. Here are our top five essential items for your car emergency kit : First aid kit. Through no one’s fault, accidents occur. Keeping a first aid kit will help you prepare for medical emergencies. Your kit should include basics, such as bandages and ointment, in addition to medications, cold packs, and (at least) one ace bandage. If you have a special need like an inhaler, keep that on hand as well. Water and food. Regardless of the season, having water and non-perishable food available will help you survive if you need to wait...
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