BJ Moyer

What your Church Must Know about 15-Passenger Van Safety

church van safety
Many churches rely on 15-passenger vans as an economical mode of transportation. The National Highway Transportation Safety Administration (NHTSA) reports that the rollover rate for these vans is higher than for most other vehicles, making 15-passenger van safety an essential topic for any church . Here are some things you can do to reduce your risk of experiencing a rollover. Tires Choose tires that are rated “load range E,” which are capable of carrying heavier loads. Many vans are driven only a few miles each year, but that does not necessarily mean your tires will have a longer lifespan. Replace your tires if they have a tread depth of less than 1/8”, show signs of dry rot, or are more than five years old, whichever comes first. Loading When carrying only a few passengers, have them sit in the front of the van. Rollovers are less likely when weight inside...
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BJ Moyer

Avoid Deer Collisions

avoid deer collisions
We've all seen the yellow signs on the road telling us to look out for deer, but how many people actually pay attention to this message while driving? Probably not too many of us . But there's more than a few reasons why we should heed these warnings. Time of Year If a highway is marked with a “deer crossing” sign, there's a good chance you will encounter a deer on the road. Knowing what time of year this happens most often is one easy way to reduce your chances of a collision with a deer. Consider their mating season: October through December. The likelihood of deer on the roadways increases significantly during these months. Combined with the dwindling hours of sunlight, this is often a recipe for disaster. Natural Surroundings Pay attention to your surroundings. Are you commuting through a heavily wooded area? If so, your chances of a...
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BJ Moyer

The Latest Safety Trends and Risks for Churches in 2017

latest safety trends and risks for churches
Besides the ever-present liability from accidents that a church needs to protect against, let's discuss 4 more timely areas. The third and fourth originate from the very latest human "advances". 1. Violence From Outside...And Within Today's increasing violence has touched places of worship more than ever. Garden-variety vandalism, faith-originating terrorism, domestic violence involving church attendees while at church, areas where people can legally bear arms: these are complex issues where insurance protection needs to be decided.     2. Sexual Abuse Claims Prevention: While impossible to prevent all such claims, background checks on all workers and volunteers could derail problems. Also, training all church personnel on proper and improper dealings with anyone associated with the church is extremely wise.  Response to allegations: How you answer any charges is as crucial as prevention. Empathy for a victim without admitting unjustified guilt is the task you'll face.  3. Surveillance, Data, And Privacy...
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BJ Moyer

Handling a Church Liability Claim: Best Practices

Church Liability Claim Best Practices
Unfortunately, accidents happen. If an accident happens in your church, the church may receive a liability claim. "Liability" refers to fault in the legal sense. If someone trips and falls on the church stairs and breaks a leg, for example, the church may be liable. However, it is important to follow best practices in the event of an accident. Liability claims may not be reasonable if, for example, it had begun to snow just a few minutes before and the custodial staff had not had time to make the steps clear. Here are the steps to follow when HANDLING A CHURCH LIABILITY CLAIM . Report the incident. Report it first to your insurance adjuster and then to the proper authorities (police, fire, etc.) Gather all relevant material for an insurance claim. Get names and contact information of all parties and any witnesses. The church will need to report all of...
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BJ Moyer

Disaster Preparedness Tips for Property Owners: Eleven Foods Which Can Be Stored Long-Term (Part II)

Disaster Preparedness for Property Owners
If a disaster hits, you need to be prepared. In our last blog, we examined six foods that can be stored long-term—not just for a few months but many years. This week we check out the last five long-term foods in our disaster preparedness tips for property owners . Sugar What would our lives be like without sugar? It’d be pretty boring! Although sugar is like salt in that it’ll absorb moisture, you can eliminate the problem by simply adding a bit of rice to the sugar container. We all know that sugar is a good sweetener for breads, drinks and cakes; but did you know sugar has other uses too? Sugar works well as a preserver, as a beauty aid, in your garden, a cleanser for spice or coffee grinders, removing grass stains from clothes and curing. It even works as an insecticide—if you have cockroaches, use equal parts...
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BJ Moyer

Disaster Preparedness Tips for Property Owners: Eleven Foods Which Can Be Stored Long-Term (Part I)

Disaster Preparedness
When you’re attempting to store food for a long-term period, it’s important to know which foods can last forever—well, okay, at least for your life. You and your family will depend on these items if a disaster strikes. For long-term food storage, preppers should consider purchasing food in bulk; you should search for items that will stand the test of time and have many uses. In the first part of disaster preparedness tips for property owners , we look at six of these long-term foods. Salt The shelf life of this mineral is limitless even though it can soak up moisture. If a catastrophe happens, such as the collapse of our country’s government or a third world war, you’ll discover that salt will be vital for survival and a terrific bartering tool. It has many uses such as medical, preserving, a fire extinguisher, tanning hides, cooking, a deicer, curing, cleaning...
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BJ Moyer

Firework Safety

Firework Safety
Independence Day just wouldn't be the same without fireworks, but all that fun can be a bit dangerous: in the month around July 4, about 230 people go to the emergency room every day as a result of a fireworks-related injury. These include burns, lacerations, and eye injuries. In 2014, children under the age of 15 suffered 40 percent of all fireworks-related injuries. That doesn't mean you have to stay home on July 4, but you should follow a few fireworks safety guidelines to ensure a happy, healthy holiday. The National Council on Fireworks Safety shares these tips: Know and obey all laws regarding fireworks in your area. This might include rules about what types can be used and where they can be set off. Don't use homemade fireworks. Don't let children use fireworks. An adult should be supervising at all times. Don't drink alcohol while using fireworks. Keep water...
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BJ Moyer

Outdoor Church Activity Safety Checklist for Activities

Outdoor Church Activity Safety Checklist
With the coming of Spring, Summer, and the warm months of Fall, outdoor church activities become much more prevalent. Barbecues, picnics, volleyball, and other games. It's important, though, to not let fun and fellowship make safety take a back seat. You need to have an outdoor church activity safety checklist to ensure safety of the grounds and anyplace you may go. To Prevent Slips and Falls: Do not drape cords from speakers or microphones over trees or walkways. If you absolutely must place them over a sidewalk, put brightly colored tape over them. Walk through grassy areas. Are there holes or dents? Have them filled if so. Any folding tables or chairs need to be very sturdy and well maintained. Make sure tent stakes and posts are in excellent condition. To Prevent Fire: Any open flames are dangerous to children and pets. Keep them at least 3 feet away from...
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BJ Moyer

5 Essential Items for Your Car Emergency Kit

Essential Items for Your Car Insurance Kit
Many people spend hours a day in their car running errands, going/returning from work, volunteering, attending church, and taxi-ing their children to school or extracurricular activities. As such, it is important to make sure we are prepared for life’s little emergencies when we are in our vehicles. A little planning now can save you much trouble later. Here are our top five essential items for your car emergency kit : First aid kit. Through no one’s fault, accidents occur. Keeping a first aid kit will help you prepare for medical emergencies. Your kit should include basics, such as bandages and ointment, in addition to medications, cold packs, and (at least) one ace bandage. If you have a special need like an inhaler, keep that on hand as well. Water and food. Regardless of the season, having water and non-perishable food available will help you survive if you need to wait...
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BJ Moyer

Energy Saving Ideas for Churches and Nonprofits: Easy Tips to Conserve

energy saving ideas
Energy conservation is a popular topic, affecting everything from car manufacturing to the type of light bulbs we use. Electricity-producing wind turbines have given new meaning to the idea of farming. Solar panels are overtaking roof shingles. Even the dairy case in the grocery stores turns its light off when no one is around. Most of us are aware of the increasing need for energy conservation, but why is it so important? The easiest answer: Because our energy resources will run out. Energy comes in two different forms: Renewable and Nonrenewable. Renewable resources are things like wind and sun - these things are always available. Nonrenewable resources include oil, gas, and coal. The earth holds only so much of this type of energy before it will be gone. As this depletion occurs, the ideas of conserving energy use and shifting to renewable resources become increasingly important. Other reasons that energy...
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