Becky Moyer

Protecting Your Church from Wildfires

Protecting Your Church from Wildfires
According to National Geographic , an astonishing 100,000 wildfires occur every year. Four out of five of these fires are started by humans. Fortunately, there are many simple safety precautions that you can take to help reduce the chances that a wildfire will occur. Here are several pointers for protecting your church from wildfires: If a group wishes to create a bonfire or campfire, adhere to the following guidelines recommended by the American Red Cross : Only start a fire in an appropriate fire pit. Clear the area of vegetation and create a stone ring before starting a fire. Never leave a fire unattended. Douse a fire with water and smother it with dirt before leaving it. Never start a fire on a windy day. Additionally: Ensure smokers dispose of matches and cigarette butts in a closed container or water. Don't park a hot vehicle in dry grass. Don't spill gas or...
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BJ Moyer

Identity Theft: Are You at Risk

Identity Theft Are You at Risk
In the USA Today article “ Identity Theft Hit an All-Time High in 2016 ,” consumer advocate, technology expert, and author Bob Sullivan stated, "about 1 in every 16 U.S. adults were victims of [identity] theft last year (6.15%) — and the incidence rate jumped some 16% year over year.” The US Department of Justice defines identity theft and identity fraud as " all types of crime in which someone wrongfully obtains and uses another person's personal data [...], typically for economic gain. " Four consequences of having your identity stolen:  Submission of your identifying information on fraudulent loan and/or credit card applications Withdrawal of money from your bank accounts Fraudulent use of your online accounts Identity theft opens the door for the identity thief to secure goods or services which s/he would have otherwise been denied, if it were dependent upon his or her own identity. It can happen...
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BJ Moyer

Everyday Habits to Prevent Vehicle Break-Ins

Everyday Habits to Prevent Vehicle Break Ins, car in parking lot
According to the Insurance Information Institute, there is a vehicle break-in approximately every 10 seconds. In most cases, these are spur of the moment crimes of opportunity. Follow these common-sense steps and make them habits to deter potential thieves and prevent a vehicle break-in . Make Safety a Priority No matter how quick the stop, always remove your keys from the ignition and lock the doors, and never leave children inside the vehicle unattended. Criminals are also less likely to target vehicles parked in busy, well-lit areas.  Increase Vehicle Break-In Difficulty A thief is looking for an easy target where he or she can get in and out quickly with little chance of being discovered. Adding anti-theft decals and locks on the steering wheel or brakes can deter thieves by letting them know that a break-in will take time and effort, increasing the likelihood of being caught. Audible alarms, GPS...
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BJ Moyer

Childproofing Your Home

Childproofing Your Home
Ensuring the safety of your children is one of the most important things. For young babies and children, the home can be filled with plenty of potential dangers. Fortunately, there are simple things you can do to make sure your home is safer and childproof. Here is a list to help you as you go through each room: Remove Small Objects.  Small objects easily turn into choking hazards. A good rule is if it can fit into a toilet paper tube, keep it out of reach. Toys for older children can often be inappropriate for babies. If you have older children, be sure to find a new location for any toys with small parts. Attach Safety Latches. Secure all cabinet doors and drawers that contain unsafe items. The most common areas to install latches are the kitchen and bathrooms, especially with cabinets holding cleaning supplies.  Cover Electrical Outlets.  Any exposed outlet should be covered...
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Becky Moyer

Preventing Financial Fraud at Your Church: The Importance of Accountability

church cathedral interior
What comes to mind when you hear the words “con artist”? Do you envision the tourist hustler on the street? Unfortunately, this is not always the case, and deceit can also happen in our churches and houses of worship. Could this happen to you? Make sure to take proactive steps to take financial accountability to reduce the risk of trickery at your church. Churches can fall victim to fraud due in part to the internal culture. Good people are more trusting, which leads to a corporate nature of security, forgiveness, and second chances. Take notice if things start feeling out of place and uncomfortable. So, are there preventative measures to take to protect your church financially? Definitely. First, do screen your leaders and prominent members, and select people with high integrity. Second, increase accountability . Safekeep deposits, collections, and funds by ensuring finances are handled, checked, and reported with care by...
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Becky Moyer

Must Haves for Your First Aid Kit

Must Haves for Your First Aid Kit
Accidents are unpredictable and seem to happen when you least expect them. Having a well-stocked first aid kit is essential, especially when it comes to young children. Items listed below are a starting point for you to explore other important tools to add to your first aid kit. Take time each month to inspect your first aid kit to ensure all items are stocked and not outdated. Keeping a list of all items, the expected quantities, and expiration dates inside the kit can make it easier to manage. Over time you can add items you find beneficial to your environment and experiences. Non-latex gloves to protect against the spread of infection Sterile dressings for wounds including: Absorbent gauze pads and gauze wrap Adhesive tape Adhesive bandages in multiple sizes Antiseptic wipes or alcohol wipes to clean wounds Topical ointments: Antibiotic ointment for open wounds Hydrocortisone cream for insect bites and...
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BJ Moyer

How is Your Church Prepared to Evacuate in the Case of an Emergency?

exit sign in building
In case of disaster, have you discussed the need to evacuate with your members and guests? Do you have an action plan prepared and posted in plain sight for everybody entering the building? Emergencies and disasters happen at a moment's notice, sometimes without any warning. Suddenly out of nowhere, a church of joy can turn to crisis of pure chaos. When an emergency that produces fear or panic hits a group of unprepared people, the fight or flight instincts trigger to keep us safe. People may react uncharacteristically, often hurting each other in mayhem more than the threat itself does in the aftermath. For that reason, it is critical to be prepared for evacuation anytime a group of people has gathered at your church. The more people a church has gathered, the more critical the need to ensure the safety of all who attend. With some, like a tornado or...
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BJ Moyer

Do You Need an Umbrella Insurance Policy Today?

wood house siding with window and stairs
Owning an asset offers financial rewards, but if something goes wrong, the buck stops with you. The loose stair that you meant to fix or the dog that snapped at a passing cyclist fall within your responsibility. While your insurance may help pay for the damages others sustain, it may not be enough, so an umbrella insurance policy may help cover that. Umbrella Policies Start Where Other Insurance Products End If your insurance covers an incident, an umbrella policy may cover damages that go beyond its scope. For example, if someone slips and falls on your loose stair, your insurance may pay for the individual’s medical care and associated expenses. But if a court also finds you negligent and assesses further damages such as pain and suffering, it is possible to go beyond the dollar amount your insurance allows. An umbrella policy could pick up at this point and may...
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Becky Moyer

What your Church Must Know about 15-Passenger Van Safety

church van safety
Many churches rely on 15-passenger vans as an economical mode of transportation. The National Highway Transportation Safety Administration (NHTSA) reports that the rollover rate for these vans is higher than for most other vehicles, making 15-passenger van safety an essential topic for any church . Here are some things you can do to reduce your risk of experiencing a rollover. Tires Choose tires that are rated “load range E,” which are capable of carrying heavier loads. Many vans are driven only a few miles each year, but that does not necessarily mean your tires will have a longer lifespan. Replace your tires if they have a tread depth of less than 1/8”, show signs of dry rot, or are more than five years old, whichever comes first. Loading When carrying only a few passengers, have them sit in the front of the van. Rollovers are less likely when weight inside...
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BJ Moyer

Avoid Deer Collisions

avoid deer collisions
We've all seen the yellow signs on the road telling us to look out for deer, but how many people actually pay attention to this message while driving? Probably not too many of us . But there's more than a few reasons why we should heed these warnings. Time of Year If a highway is marked with a “deer crossing” sign, there's a good chance you will encounter a deer on the road. Knowing what time of year this happens most often is one easy way to reduce your chances of a collision with a deer. Consider their mating season: October through December. The likelihood of deer on the roadways increases significantly during these months. Combined with the dwindling hours of sunlight, this is often a recipe for disaster. Natural Surroundings Pay attention to your surroundings. Are you commuting through a heavily wooded area? If so, your chances of a...
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