Becky Moyer

5 Steps to Reduce Risks of Bursting, Freezing Pipes

water pipes in building
A burst pipe is more than an unpleasant problem; it can also have a devastating financial impact on a property owner. With the average burst pipe claim  costing $15,000, it is vital for homeowners and church leaders to take measures to address freezing pipes. Reduce your risk of freezing pipes bursting in your home or church with the following tips. 1. Make sure pipes in your home or church are properly insulated. Pay special attention to exposed pipes, as they are more likely than other pipes to freeze. Your degree of protection will rise with the amount of insulation you apply, so be careful not to skimp on your insulation, especially if you live in a raised home that is  more prone to freezing pipes . 2. Wrap pipes with heat tape. This can provide added protection to your pipes and can also help counteract the freezing process if it...
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BJ Moyer

Dangers of Distracted Driving

driver texting on phone
A distracted driver is a lethal driver. According to the Centers for Disease Control and Prevention , nine people die, and over a thousand more suffer injuries every day from accidents caused by distracted drivers. Distracted driving happens when a driver focuses on any activity that is not related to driving. There are several, seemingly innocent activities that take a driver's attention off the road. That split second of lack of focus can be detrimental. Texting is the most notorious distraction for drivers. The U.S. Department of Transportation  states that reading or sending the average text takes your eyes off the road for five seconds. In those five seconds, you can travel the length of a football field, especially at highway speeds. Another source of distraction is car controls. If a driver is busy surfing for the perfect radio station or getting the airflow right, he/she can miss sudden changes...
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BJ Moyer

The Importance of Scheduled Insurance Checkups

stethoscope
You have regular checkups with your doctor and your dentist, and you probably schedule an appointment in the fall with your auto mechanic for a winter checkup for your vehicle. Everything in our lives runs smoother with checkups. That includes one other checkup you may have forgotten to schedule -- a checkup with your insurance agent. Maybe it slipped your mind, or maybe you hadn't realized why it's so important to your financial health, but it’s just as important as doctor appointments are to your physical health, and auto checkups are to your car's health to run optimally all year long. Why should you carve out more time out of your schedule to sit down with your insurance agent to chat about insurance? And how do you sandwich in another “must-do” in an already-crowded, busy life? The answer is so that you can update your agent on any changes that...
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Becky Moyer

3 Tips to Protect Your Church and Home This Winter

woman walking on sidewalk in snow storm
Winter can be a dangerous time at your home or church: temperatures drop, snow can fall, and sidewalks, driving areas, and other walkways can become icy, becoming hazardous to drive and walk upon. These events can cause injury, from broken legs from falls to frostbite in dangerously low temperatures. They can also cause property damage to homes and churches. How can you protect your yourself and others from the harshness of winter? Follow these three tips to stay safe. Make sure the pipes don't freeze . If temperatures drop below freezing, the water in plumbing pipes in both your home and church can freeze. Frozen water takes up more space; it expands, causing pipes to burst. As a result, your family and friends are suddenly without water, and you’ll need to call a plumber to repair the pipes and control the damage. This can become quite costly. As a safety...
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Becky Moyer

How to Make Church Budget Planning for 2018 More Productive

group of people in a planning meeting
The end of the year is drawing closer and the annual budget needs to be considered and planning meetings should shed light on best steps to take as we flip to a new calendar. Taking time now to reflect on your church's goals and how best to achieve them will make itemizing and breaking down 2018 less of a chore and more of an opportunity growth. Strike Up a Conversation Talk to your ministry leaders and volunteer leaders. Ask how things are going, if they have any current needs, and what they'd like to see change. Ask about their future plans for growth. You will harvest plenty of useful information to bring to the budget planning table with support and evidence from your investigation. Think About the Bottom Line When Looking at Your Overhead As you go through the remainder of the year, think about how each facet of the church pertains to worship, ministry,...
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BJ Moyer

4 Burglary Prevention Tips for When You Are Away

man with crowbar back-lit by car headlights
If you’re going on vacation this season, don't leave behind a trail showing that nobody is home. If you will be out of your house for a few weeks or even a few days, make sure that nobody will notice. Here are four burglary prevention tips for when you are away. Use a Timer Clock for Household Lights Leaving your house dark for nights on end is a sure sign that you are not home. However, having the same lights on for a few weeks straight is not the best alternative. Instead, use an automatic clock timer to preset some of your lights to turn on and off, as if there is activity in the house. Nowadays, you could even control lights and other electronics while away with smart home technology. Remove Snow Buildup If a snowfall occurs while you are away and your driveway remains unplowed for days, burglars will...
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BJ Moyer

Flu Prevention Just in Time for Flu Season

Flu Prevention Just in Time for Flu Season
Every fall to winter season, we come upon the inevitable start of flu season. During this time, we also face the decision of whether to get a flu shot. According to the CDC , peak flu season occurs from December to February. "Millions of people are sickened, hundreds of thousands are hospitalized and thousands or tens of thousands of people die from the flu every year." Follow these flu prevention tips to reduce the risk of falling ill this upcoming season. Wash Your Hands Properly One of the easiest and most cost-effective practices for overall health and flu prevention is washing your hands thoroughly. Hands should be washed not only after using the bathroom, but also before eating, and whenever you have been in contact with potential pathogens (i.e. anytime you are exposed to other people's germs). Any temperature of water and kind of soap can be used. The secret...
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Becky Moyer

Social Media Practices to Protect Your Organization

Social Media Practices to Protect Your Organization
Social media sometimes comes under fire for the inflammatory content that some people publicly post on platforms such as Facebook and Twitter. Yet at the same time, social media is also a great place to reach people, interact, and grow your audience base. How do you make sure your organization’s outreach is optimal on social media? Follow these social media best practices below. Post responsibly. Use a measured tone. Don't overreact. Have a specific point that you want to make with your social media post. Are you providing information on an organizational function? Are you encouraging dialogue with the youth group? It's good to think of how each post fits into your overall plan for the organization. Don't simply react to content you have seen. Some social media content is posted just to get a reaction from people. Remember that, and don't take the bait. If you are quoting articles...
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Becky Moyer

Tips for Hosting a Food Drive This Holiday Season

Tips for Hosting a Food Drive This Holiday Season
According to Feeding America , 12 percent of households in America experience food insecurity. The holidays are a perfect time to help our neighbors by organizing a food drive to help those in need in your local area. How Do I Get Started? First, you'll want to select the local organization that will receive your donations. Once you've narrowed down your list of candidates, reach out to the charity to determine their needs and the best way to deliver their donations. Organizing the Event Once you've contacted the beneficiary of the food drive, now it's time to begin the planning process: Determine how the food will be collected. Will there be multiple drop-off locations or only a single place for people to leave donations? How will the drive be staffed? Figure out how many volunteers will be needed to host the drive, including any team leaders needed. Meet with the team...
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BJ Moyer

How a Healthy Lifestyle Can Benefit Your Insurance Costs

How a Healthy Lifestyle Can Benefit Your Insurance Costs
It's no secret that a healthy lifestyle can benefit your insurance costs (as in  lowers them), and in more ways than one.   See how staying atop your physical well-being could also help your financial well-being. Insurance Premiums Regardless of how healthcare insurance (and the actual health care we receive) finally pans out, there may be a financial reward for maintaining good health. Insurance companies encourage a healthy lifestyle through the premiums they establish for their clients. Why? Logically, when providing medical treatment for a policy holder who is frequently ill, an insurance company sustains a financial loss. Insurance companies love a policy holder who never needs to seek treatment. Hence, that person will pay the lowest premiums. Co-Pays The cost of a co-pay seems insignificant to some, but when an unhealthy lifestyle prompts frequent visits to a healthcare facility, those dollars begin to add up. Adopting a healthy diet and falling...
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